Commerzbank
Commerzbank is a German universal bank headquartered in Frankfurt am Main. It serves private customers and businesses, from self-employed owners to companies with international operations. Customers use its accounts and payment services for everyday banking, with financing available for larger purchases and business investment.
The bank combines personal advice with digital access to its services. Private customers can manage their banking online or through an app, while businesses can connect their accounts and payments with company processes. Its services support customers with different banking needs, from household finances to the management of company funds.
Digital banking for private and business clients
Commerzbank serves private customers with accounts, cards and financing. Online and mobile banking accompany personal advice. Business owners also have digital access to account information and payments.
The digital banking package for entrepreneurs combines online banking with the Banking App. Users can initiate transfers and receive account notifications. These digital banking services are everyday uses of financial technology within the bank.
Cash management and payments
Corporate clients can use Global Payment Plus to manage Commerzbank accounts and accounts at other banks in a browser application. EBICS connectivity supports domestic and cross-border payments, together with liquidity planning.
Orders are signed with photoTAN under the company's approval rules. The Corporate Banking App also supports mobile approvals. These activities are part of payments in Frankfurt, where banks and payment service providers work.
APIs for company banking processes
The Commerzbank APIs for corporate clients connect company systems to banking services. The Corporate Payments API provides account information and can initiate payments. A separate interface sends notifications when SEPA instant transfers arrive.
The SWIFT GPI Tracker provides status information on international payments. An API is a software interface through which programs exchange data and instructions. These connections are a subject of open banking; access depends on the relevant service and agreement.
Upcoming financial technology events in Germany
Commerzbank at the Frankfurt Forum
Commerzbank took part in the payments panel at the Frankfurt Forum on Digital Assets & Applications. The event was organized by d-fine. The panel addressed payment settlement on distributed ledgers.
Payments and banking technology
Who can use Commerzbank digital banking?
Commerzbank has digital banking channels for private customers, business owners and corporate clients. The applications differ by customer group and task, from personal online banking to business payment management.
Can a company connect accounts at other banks?
Global Payment Plus supports multiple banks. Companies can manage Commerzbank accounts and third-party bank accounts through EBICS and process payments in one application.
What do the corporate banking APIs do?
The corporate APIs connect company software with account information and payment instructions. Other interfaces report incoming instant transfers or provide international payment status. Use requires the relevant agreement with the bank.
Commerzbank and Finance Loop
Employees of Commerzbank regularly attend Finance Loop events.
Finance Loop is a professional network for the use of emerging technologies in finance. The Payments & Digital Money field covers digital payments and banking technology. The technical systems behind financial services belong to the Digital Infrastructure & Sovereignty field.
Members exchange knowledge about digital financial products in the Investment & Digital Assets field. Regulatory requirements and operational safeguards are subjects of Risk & Compliance. Events and professional contacts support this exchange.