Fincite

Fincite builds wealthtech software as a set of modules that a bank can start with one at a time: onboarding, advice, ordering and reporting, on a common base for data, channels and administration. The data layer pulls in market data, connects to custodian banks and reads portfolios held elsewhere, and clients reach the system through an advisor login, a client login and a mobile app.

The reporting module aggregates internal and external portfolios with breakdowns, performance against benchmarks, risk analysis and ad hoc regulatory reports. An extension store and an AI feature called CIOS AI add further functions to the core platform.

The onboarding module takes a new client through investor profiling under the German Securities Trading Act, KYC checks and identification, and Fincite says a client can be fully on board in seven minutes. Clients can do this alone, with an advisor or in a hybrid process, as private persons and as companies.

In the advice module, advisors set investment goals with the client, run Monte Carlo simulations and historical stress tests and present a wealth forecast. The advice and discretionary portfolio management processes follow MiFID II including the documents, and Fincite reports that advisors raise their assets under management by 17 percent on average.

Hauck Aufhäuser Lampe, Berenberg, the broker pool BCA and ABN AMRO Private Banking work with Fincite, and ABN AMRO Private Banking developed its digital product Alfred together with the company. Lars Busch of Hauck Aufhäuser Lampe described the software as "More Apple than Photoshop", and Hauke Ole Hansen of Berenberg said advisors can now adjust portfolios during client meetings.

Fincite counts more than 40 clients, more than 20 partners and more than 15,000 users of its software.

In May 2025 the founders of Fincite sold the company to Harvest, a French software group for wealth and asset management backed by the private equity firms TA Associates and Montagu. Harvest has more than 4,600 corporate clients and runs the brands Harvest France, Quantalys, Manymore and Feefty.

According to the announcement of the merger, both brands keep their teams and offices, and Harvest plans to use fincite cios as a core part of its offer in Germany, Switzerland, Austria and the Benelux countries. The group aims to double its revenue within four years through growth and acquisitions, with Virginie Fauvel as chief executive of Harvest.

Ralf Heim, Friedhelm Schmitt and Stefan Post founded Fincite in 2015. Friedhelm Schmitt is co-founder and chief executive, Stefan Post is co-founder and CIO, and the management team also includes Paul Kammerer as chief revenue officer and Thuwagaran Nithiananthan as chief operating officer.

Ralf Heim, co-CEO of Fincite at the time of the merger, was to join the board of Harvest Group according to the 2025 announcement.

Fincite GmbH has its office at Franklinstraße 52 in 60486 Frankfurt am Main, and more than 70 people work for the company. In 2024 Fincite won the Fintech Germany Award and appeared on the WealthTech100 and ESGFintech100 lists.