Portugal Fintech
Portugal Fintech is a non-profit association in Lisbon that supports the financial technology sector in Portugal and was founded in 2016. The association works mainly with fintech startups and extends its focus to insurtech, regtech and cybersecurity. Portugal Fintech connects the Portuguese fintech scene with the rest of the world, and fintech companies from abroad with Portugal.
Portugal Fintech is a network of people and companies, from startups to banks and insurers, and organizes its work around four pillars: incumbents, regulation, talent and investors. The association publishes the yearly Portugal Fintech Report on the fintech companies of the country. Together with the coworking company Sitio, Portugal Fintech runs Fintech House, a hub for fintech startups in Lisbon.
Portugal Fintech Report
The Portugal Fintech Report is the yearly study of Portugal Fintech on the fintech and insurtech companies of the country, and the 2026 edition is the tenth. Its data come from a questionnaire that fintech and insurtech companies in Portugal, or with operations there, fill in, and the report adds a map of the sector and profiles of selected startups. Experts score the applicants on their team, innovation, speed to market, benefits for consumers and external validation.
The 2025 edition counted a cumulative investment of more than 1.1 billion euros in Portuguese fintech companies, and almost 30 percent of the participating companies had been founded in the two years before. Of these companies, 74 percent use AI in their products and 90 percent in their internal operations. The report found more than 200 partnerships between fintechs and large companies, and 53 percent of them were agreed in less than six months.
Fintech House in Lisbon
Portugal Fintech announced Fintech House in 2019 and opened it in 2020 together with Sitio, one of the largest providers of shared workspaces in Portugal. The hub hosts fintech, insurtech, regtech and cybersecurity startups next to law firms, payment companies, consultancies, insurers and banks, and its auditorium holds talks, training sessions and events. Partners of Fintech House include the law firm Morais Leitão, Visa, KPMG, Fidelidade and BBVA.
Fintech House offers desks and offices, a virtual membership and events for banks and insurers that want to work with fintech companies. In January 2026, Essential Business counted more than 120 national and international fintech companies in the Fintech House community, which has helped to launch 17 startups.
President and board
João Freire de Andrade is president of the board of Portugal Fintech for the term from 2022 to 2026, with Marta Zenha as vice president. Simão Cruz, António Ferrão and Martinho Lucas Pires are further members of the board. Diogo Amorim chairs the general assembly, and Mariana Gorjão Henriques chairs the supervisory board of the association.
Upcoming fintech and finance events in Europe
SPRINT acceleration program
SPRINT is a five-month acceleration program of Fintech House for early-stage fintech and insurtech companies with national and international growth plans. The startups work with workshops and mentors on product validation, market entry, operations, growth metrics and the preparation of an investment round. The program ends with a demo day, where the teams pitch to investors for their first round of funding.
The latest SPRINT cohort had eleven startups in fintech, proptech and regtech, among them Dori Finance, Sócia and Vencer.
FinAI Conf and other events
FinAI Conf is the conference of Portugal Fintech on artificial intelligence in financial services and takes place at Fintech House. The 2025 edition dealt with intelligent automation, fraud prevention, personalized services and AI agents, with use cases from startups and banks. In 2025 the association also held a VC Day with the trade and investment agency AICEP, curated by the investor Brian Caulfield, and led Portuguese startups to the BIBAN conference in Saudi Arabia.
Portugal FinLab and Fintech Solutions
In 2018 Portugal Fintech launched Portugal FinLab together with the Portuguese financial regulators, so that startups can discuss the rules for their projects with the supervisors. Two years later the association started Fintech Solutions to bring established financial firms and fintech companies together for partnerships and pilot projects.
Membership and statutes
Portugal Fintech is registered as PFA, Portugal Fintech Association, and its statutes name the support of the fintech sector through conferences, seminars, courses and similar events as its purpose. Members pay an admission fee and annual dues that the general assembly sets, and the officers of the association serve terms of four years. The registered seat of the association is at Rua Cipriano Martins 5 in the Alvalade district of Lisbon.
Portugal Fintech and Finance Loop
Fintech founders in Lisbon and the members of Finance Loop deal with the same European rules, from MiCAR for crypto-asset services to the EU AI Act for AI in financial products. Finance Loop brings people from banks, fintech companies and investment firms in several European countries together at its events on AI in finance and digital assets.
Finance Loop is a professional network and has the goal of driving the institutional use of emerging technologies in finance, such as AI, tokenization, stablecoins, and DeFi. Finance Loop helps its members build skills and personal networks in these fields: Investment & Digital Assets, Payments & Digital Money, Digital Infrastructure & Sovereignty, and Risk & Compliance.