ACI Worldwide
ACI Worldwide is a software provider for banks, payment processors and businesses that accept customer payments. The products process card transactions and instant payments and route them to the relevant payment systems. ACI also develops fraud controls that check transactions during payment processing.
ACI Worldwide connects bank payment systems and supports the processing of transactions as money moves between accounts, including instant payments. Merchant tools coordinate payment acceptance across providers, while bill-payment products help organizations collect recurring payments. These products let customers adapt their existing payment operations and introduce additional payment methods.
Payment software for banks and merchants
ACI Worldwide develops payment-processing and fraud-detection software for banks, intermediaries and merchants. The company reports customers in 94 countries. The range covers real-time payment processing that connects banks and processors to domestic schemes, a payments orchestration platform for merchants, card issuing, bill payment and ACI Fraud Management, a fraud service run in the cloud. ACI reports that its software powers 26 domestic and pan-regional instant payment schemes on six continents, 11 of them central infrastructures (ACI Worldwide).
Instant payments in Germany and the Netherlands
The EU Instant Payments Regulation requires payment service providers in the euro area to receive and send instant credit transfers and to check the payee's name before a payment goes out. The German embedded finance provider Solaris went live on ACI Connetic, the cloud-native payments orchestration platform from ACI, to process SEPA Instant payments (ACI Worldwide). In the Netherlands, Rabobank processes its Wero payments with real-time payments technology from ACI (ACI Worldwide). Instant payments in Europe and verification of payee explain both duties.
ACI, EPI and Wero
ACI joined the European Payments Initiative as a principal member and adds Wero to its Payments Orchestration Platform, so that merchants and payment intermediaries in Europe can offer the wallet to consumers and businesses. Wero runs instant account-to-account payments in Belgium, France and Germany (ACI Worldwide). Wero payments in Germany covers the wallet from the side of German banks and shops.
Upcoming payments events in Europe
Payments & Digital Money
Risk & Compliance
What is ACI Connetic?
ACI Connetic is a payments hub for account-to-account transfers and card processing. ACI Connetic includes fraud checks and financial messaging. ACI supports customer-managed deployments, a managed service and SaaS. Solaris uses it in Germany to process SEPA Instant payments.
Is ACI Worldwide part of EPI?
ACI is a principal member of the European Payments Initiative, the company behind Wero, and adds Wero to its orchestration platform for merchants.
Payments infrastructure
ACI Worldwide and Finance Loop
Finance Loop covers instant payments, Wero and payment fraud in its Payments & Digital Money and Risk & Compliance tracks. Banks, payment providers and their technology suppliers meet at Finance Loop events in Frankfurt and other German cities.
Finance Loop is a professional network supporting the institutional use of emerging technologies in finance, such as AI, digital payments, cloud and blockchain solutions. Finance Loop helps its members build skills and personal networks in these fields: Investment & Digital Assets, Payments & Digital Money, Digital Infrastructure & Sovereignty, and Risk & Compliance.