Kaiser Partner Privatbank

Kaiser Partner Privatbank holds 15 crypto-assets for its clients, among them Bitcoin, Ethereum, XRP, Cardano, Solana, Polkadot, Avalanche, Chainlink, Litecoin, Stellar, Tezos and USD Coin. Clients buy them against Swiss francs, euros or dollars, or they swap one crypto-asset directly for another, for example bitcoin for ether. Trading runs only during the official trading hours of the bank.

Clients can also move supported coins such as BTC, ETH, XRP, SOL and USDC from an external wallet or another exchange into their crypto custody account, and they can withdraw positions again. Kaiser Partner or its correspondent bank, which FINMA supervises, keeps the coins in secured wallets, and a large part sits in cold storage on encrypted media without an internet connection.

On request, the bank stakes selected crypto-assets for its clients, and it publishes no fixed list of coins for staking. Crypto-assets in custody also count as additional collateral for a Lombard loan, so clients can borrow against them as they would against a securities portfolio. Such a loan is a form of crypto lending in which the coins stay pledged in the custody account at the same bank.

Kaiser Partner Privatbank gives investors three ways to hold digital assets. With execution only, the client decides alone and the bank gives no advice on the trades. In a discretionary mandate, a form of crypto wealth management, the bank adds digital assets to the portfolio, and the client sets the share of this asset class according to the risk profile. As a third route, an external asset manager makes all investment decisions for the client.

The Liechtenstein Financial Market Authority supervises Kaiser Partner Privatbank, and under the Token and Trusted Technology Service Provider Act (TVTG) the bank is registered as a token custodian. Crypto-assets in custody are segregated for the client under Article 56c of the Liechtenstein Banking Act, so they do not fall into the bankruptcy estate if the bank fails.

On 29 June 2026 the bank notified the FMA under Article 60 of the Markets in Crypto-Assets Regulation for four services: custody and administration of crypto-assets, reception and transmission of orders, portfolio management and transfers for clients. As a bank it needs no separate CASP license for them, and ESMA lists the notification for all 30 states of the European Economic Area.

Independent asset managers and trustees keep client accounts at the bank, which serves them through its Banking for Professionals unit under deputy CEO Hermann Neusüss. Asset managers work with an e-banking system built for their needs and with the Electronic Data Delivery service, which sends client data to them on a secure channel.

For Liechtenstein and foreign funds, the bank acts as depositary bank for UCITS, AIFs and funds under the Liechtenstein Investment Undertakings Act. It has no fund management company, no financial products of its own and no sales agreements, so it limits itself to the custodian role.

Most of the securitization business of the bank runs through bonds. As paying agent it handles interest payments and repayment at maturity for the investors, and it can issue the bonds or the shares of a special purpose vehicle as electronic securities with an ISIN. Investors then hold them at a bank of their choice, and the issuer can list them on an exchange or another trading venue.

Kaiser Partner Privatbank AG has its head office at Herrengasse 23, 9490 Vaduz, and is entered in the Liechtenstein commercial register under FL-0001.018.213. KBB Holding AG, Pflugstrasse 10 in Vaduz, owns all shares, and the bank has been family-owned since its foundation. It has held a full Liechtenstein banking license since 1999 and is one of the twelve members of the Liechtenstein Bankers Association.

The bank states client assets under management of CHF 9.7 billion and a Tier 1 core capital ratio of 26 percent. In 2019 it became the first bank in Liechtenstein to sign the Principles for Responsible Banking of UNEP FI, and it has been a signatory of the Principles for Responsible Investment since 2009.