Valiant Bank

Valiant has two cryptocurrencies in its range, Bitcoin (BTC) and Ether (ETH), and clients trade them against CHF, USD or EUR. The bank sets no minimum amount for an order, so a small first purchase is possible. Trading runs from Monday to Friday between 8:00 and 17:30, except on public holidays, so clients cannot place crypto trades at weekends.

The coins appear in the securities custody account next to shares, bonds and funds. On its crypto page the bank links to the opening of an execution-only account, the Valiant offer for clients who invest without advice.

Clients place a crypto order in Valiant e-banking, in the mobile banking app or by calling their bank. After the bank has confirmed an order, the client can no longer withdraw it, according to the special conditions for digital assets. Valiant blocks or debits the trade amount including fees on the client account until the trade is settled.

The price shown before the order can differ from the amount the bank charges after execution, and the terms state this risk openly. The bank may execute an order outside the trading hours, but it gives no guarantee for such an execution.

An online trade up to CHF 25,000 costs 1.00 percent of the amount, and a trade up to CHF 100,000 costs 0.90 percent. The annual custody fee is 0.25 percent of the custody value with a minimum of CHF 50, excluding VAT, and the bank charges it every quarter. Clients up to the age of 28 pay no custody fee, according to the product sheet dated 1 May 2026.

Valiant keeps the coins in its own name but for the account and at the risk of the client, either directly or through a third-party provider. In crypto custody with a provider, the coins can sit in a collective wallet in the name of the bank, and the provider can keep control of the private keys. A client can claim the private keys only if the bank goes bankrupt.

Staking, lending and transfers of coins into or out of the custody account are not part of the offer. A client who wants the coins in a personal wallet therefore has to sell them at Valiant and buy them again elsewhere.

Incore Bank, a transaction bank in Schlieren near Zurich that sells its services only to other banks and financial firms, connected Valiant to its platform for digital assets. Entris Banking, which provides services to small and medium-sized Swiss banks, brought the two together. The partners announced their cooperation in December 2022, and according to CVJ.CH Valiant went live in July 2023 as the first bank in the Entris Banking group with crypto trading and custody.

Valiant Bank AG has its registered office at Bundesplatz 4 in Bern and branches in 15 cantons, among them Bern, Lucerne, Zurich, Fribourg and Vaud. The bank works only in Switzerland, holds total assets of CHF 38.2 billion and employs about 1,200 people, including more than 70 trainees. Its parent company Valiant Holding AG is listed on SIX Swiss Exchange, and Ewald Burgener is the CEO.