xpecto
xpecto is a software company in Landshut, Bavaria, that builds administration software for providers of alternative and real asset investments. Fund managers, issuers and their sales partners use it to manage investors, subscriptions, payouts and regulatory reports for alternative investment funds, closed-end funds, direct investments, subordinated loans and profit participation rights.
xpecto AG was founded in 2001, and Harald Elsperger, one of its founders, sits on the management board. More than 150 companies use the software and more than 70 people work for xpecto, and since 1 January 2024 the former xpecto talonec GmbH has been part of xpecto AG.
Software for real asset investments
xpecto calls its product software for real assets, and its modules follow an investment from the first subscription to the final payout. Web portals let investors subscribe online, and the investor and sales administration keeps track of contracts, commissions and payments.
Further modules cover risk and participation management, regulatory reporting to the supervisor, the management of third-party providers and asset management.
Tokenized securities in the fund back office
xpecto supports the administration of tokenized securities through an integration with blockchain systems. The register of a crypto security under the eWpG records who holds the token, while the issuer still keeps contracts, payouts and reports for each investor.
Fund managers who consider tokenized fund units find the legal and technical steps under fund tokenization.
Certified for security and accounting
xpecto has held an ISO 27001 certificate for information security since 4 March 2019. Since 2008 the software has also been certified under the German GoBD bookkeeping rules and the audit standard IDW PS 880, which auditors use to test software that processes accounting data.
Upcoming fintech and finance events in Europe
xpecto in the BVeW
xpecto is listed among the partner companies of the Bundesverband für elektronische Wertpapiere, next to registrars, tokenization platforms and consultancies. A registrar keeps the register of holders, and the investor administration of the issuer runs in its own software.
Other partners of the association are the tokenization platform tokenforge and the consultancy FinPlanet, which helps banks and asset managers with licenses under MiCAR and the eWpG.
Twenty-five years in Landshut
xpecto marks 25 years in 2026, counted from its founding in 2001 in Landshut. The merger with xpecto talonec GmbH at the start of 2024 brought both companies into one stock corporation.
xpecto and Finance Loop
Fund managers, issuers and asset managers in the Finance Loop network look at how tokenized fund units and bonds fit into their existing administration and reporting. Finance Loop brings their operations, compliance and IT teams together with software providers and registrars, so they can compare how others run tokenized products next to classic ones.
Finance Loop is a professional network and has the goal of driving the institutional use of emerging technologies in finance, such as AI, tokenization, stablecoins, and DeFi. Finance Loop helps its members build skills and personal networks in these fields: Investment & Digital Assets, Payments & Digital Money, Digital Infrastructure & Sovereignty, and Risk & Compliance.