Swissquote

Clients of Swissquote in Switzerland trade 55 cryptocurrencies, among them bitcoin and ether, and they own the actual coins in their Swissquote wallet. SQX, the crypto exchange that Swissquote built, collects liquidity from large external exchanges, from Swissquote itself and from its clients to set its bid and ask prices. Clients can use advanced order types for more control over the price at which a trade runs.

The crypto wallet sits in the same account as shares, ETFs and a multi-currency Swiss bank account with its own IBAN. With the crypto-friendly debit cards of Swissquote, a client can pay in shops and convert only the amount that the purchase needs.

Swissquote prices crypto trades with a maker-taker model that depends on the trading volume of the past 30 days. A new client starts at 1 percent for both maker and taker orders, and the fee falls over ten tiers to 0.08 percent for makers and 0.18 percent for takers above 60 million of monthly volume. The bank charges no Swiss stamp duty and no stock exchange tax on crypto trades.

Crypto holdings count toward the normal custody fee, which is CHF 20 per quarter up to CHF 50,000 of assets and at most CHF 50 per quarter above CHF 150,000. Assets above CHF 1 million carry an extra 0.0075 percent per quarter to cover external safekeeping.

The wallet holds the coins in crypto custody at the bank, and clients send and receive most coins on their native blockchains, many tokens over the Ethereum network. A whitelisting process approves each outside address before any coins can go there. A deposit worth USD 500 or more is free, a smaller deposit costs USD 10, and a withdrawal of bitcoin, ether or another coin in the fee table costs USD 10.

In the Crypto hub of their account, clients can stake ether, Solana, Cardano and Polkadot directly. Swissquote keeps 20 percent of the rewards as its fee and pays the rest once a week on Tuesdays. The staking guide of the bank lists for each coin the estimated gross reward, the lock-up before unstaking, the processing time and the use of any sub-custodian.

Swissquote bought the Luxembourg bank Internaxx in 2018, and the unit is now Swissquote Bank Europe SA. Its clients can trade and hold up to 40 cryptocurrencies around the clock in an investment account, and the bank calls itself the first online bank in the European Union with a built-in crypto service. The ESMA register, also shown in the list of MiCA licenses, names 24 April 2026 as the date of its authorization for custody, order execution and transfer services.

Swissquote Group Holding Ltd has its head office in Gland in the canton of Vaud, where it opened its first own headquarters in 2008, and its shares trade on SIX Swiss Exchange. The group employs 1,511 people in 12 offices and reported client assets of CHF 96.3 billion and 1,220,818 accounts at 30 June 2026. In the same half year its net crypto income fell by 66.2 percent to CHF 14.6 million, after crypto trading volumes dropped.

Marc Bürki, one of the founders, is the CEO of the group. In 2021 Swissquote launched the app Yuh together with PostFinance, and since 2025 it owns Yuh fully.